LEGAL TIP OF THE WEEK
WHAT TO DO ABOUT A DATA BREACH
Most data breaches make national news, but that does not mean everyone who is at risk knows their information has been compromised. A recent mortgage breach put tens of thousands of homeowners at risk for identify theft, because the information provided when you apply for a mortgage includes sensitive data like your social security number and tax return figures. But it can take a while to learn your identity has been stolen, so the best thing to do is to make periodic checks of your personal data. This means checking your credit report regularly and closing accounts you no longer use. If you do notice something suspicious, contact your lender and put an alert on your account. It is also a good idea to never give out your information over the phone. If you receive a call asking you for sensitive data, hang up and call back on your own terms. When you initiate a call to your bank or credit card, you can rest assured you are actually speaking with your creditor.
For more information, contact us online today www.hostylaw.com or by calling the office at (405) 235-4040.