LEGAL TIP OF THE WEEK: HOW TO RECOVER FROM A NATURAL DISASTER: WHAT YOU MAY ALREADY KNOW. 9-25-17

Residents in the path of Hurricanes Harvey and Irma likely suffered catastrophic losses. Homes and cars were totaled, and personal items such as clothing and furniture were lost to the flood waters. To receive compensation for damaged or lost property, it is necessary to make a claim on your homeowner’s insurance. Most policies cover things like damage done by high winds, fallen trees, and broken windows. This includes the damage these forces of nature can cause to your house or car. And many policies also contain provisions for replacement of personal items, but you have to be careful when making a claim to be certain you claim the correct amount. It can be time consuming and frustrating to deal with an insurance company, but if you have a good policy and need to make a claim for losses resulting from a hurricane, tornado, earthquake, or other natural disaster it is always a good idea to have a professional review your policy.

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